Health Insurance

Health Insurance by Michael A. Morrisey, PhD

This book is designed for master’s students in health administration and health policy programs. It is also useful as a foundation text in doctoral health services research and health economics programs. Courses in those programs, of course, would supplement this text with original research material. The book should also be of use to researchers in the field inasmuch as it takes a state-of-the-research approach to describing what is known about health economics in the United States

Health Insurance by Michael A. Morrisey, PDCover page

 Brief Contents of Health Insurance by Michael A. Morrisey, PhD

Part I An Introduction

• History of Health Insurance in the United States
• A Summary of Insurance Coverage
• The Demand for Health Insurance.

Part II Issues of Adverse Selection

• Adverse Selection
• Underwriting and Rate Making 
• Risk Adjustment

Part III Issues of Moral Hazard

• Moral Hazard and Prices  
• Utilization Management

Part IV Managed Care and Selective Contracting

• Selective Contracting: Managed Care and Hospitals 
• Managed Care and Physicians
• Managed Care Backlash, Provider Consolidation, Monopsony Power, and Most Favored Nation Clauses

Part V Employer-Sponsored Health Insurance

• Premium Sensitivity for Health Insurance 
• Compensating Differentials 
• Taxes and Employer-Sponsored Health Insurance 
• Employers as Agents

Part VI Special Topics in Health Insurance

• Health Savings Accounts and Consumer-Driven  Health Plans 
• The Individual Insurance Market 
• High-Risk Pools

Part VII Medicare, Medicaid, and Private Coverage

• An Overview of Medicare 
• Retiree Coverage 
• Medicaid, “Crowd-Out,” and Long-Term Care Insurance

  

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