Fred Loya Insurance has been in business since 1963. Loya was born in Mexico City and has worked his way through many companies both here and abroad. He started out in sales and distribution for Unipe and Estee Lauder. He became a consultant and helped design their financial portfolio.
When he left Estee Lauder to go his own way Fred Loya developed his own auto insurance coverage and became known as a trendsetter. Recently he launched a new Internet site that provides information on groceries, grocery stores and auto insurance. Loya's main business now is in the food and grocery store industry. He sells about two million policies in Arizona alone.
There are many products offered by Fred loya insurance, all under one banner. You can get home, renters, health, travel and even pet insurance. This company also offers an online insurance quotes service that will provide you with your free quote, as well as advice on which policy may be right for you. Automobile coverage, homeowners, renters and pet coverage are all available through this company.
One of the best parts of this company is that they take complaints seriously. They have an Arbitration Department to handle complaints. Most of the time you will not hear from the Arbitration Department until after you have begun receiving your monthly premiums. However, they do hear most of the claims and have ways to help resolve any problems that may arise. Most of the time, there will never be a need to take advantage of this department because the majority of the claims that they receive are actually valid.
Another area where Fred loya insurance differs from other insurance companies is that they have their own location finder. This is used to help customers locate an agent, a policy and an office. If you are familiar with most large insurance companies, you will see how location is ignored by them. It is actually one of their more effective marketing tactics.
Fred loya auto insurance company has two main locations in Arizona. The city of El Cajon and the community of San Bernadino. The company maintains three thousand plus new policies each year. There are nineteen thousand policies in force and the average claims made is fifty-four thousand dollars a year. The company believes it makes good business sense to offer low premiums, quality service and a fast claims process.
The company was started in nineteen seventy by the late Fred Loya. He had been working as an insurance salesman for other companies when he decided to start a car insurance agency. He wanted a full coverage policy that covered all drivers in Arizona, but he did not want to put himself or his employees at risk. He did an excellent job with this first company and moved on to expand the business to include auto and home insurance.
Currently, Fred Loya Insurance has over one hundred policies and four hundred agents. Most of the policies are collision and comprehensive, which cover the most common vehicle accident. Some policies will also cover medical expenses and damages to another vehicle if the insured is found at fault. Full-coverage policies are offered to high-risk drivers and will often cost more money than standard policies because of the extra protection. When comparing quotes, it is important to look at all of the coverage options that are available to you because there are often several discounts available for various reasons.
A company that has a good reputation and provides good customer service is likely to be a better choice for a driver in need of insurance. When looking for car insurance, it is important to find a company that has a high ratio of complaints against them and also a high satisfaction rate. If you find an insurance agent or broker who frequently contacts you to follow up on your policy or questions, you should probably be cautious and purchase from them. Another great way to find cheap rates customer service is to talk to your local insurance agent.
Agents work in the business to make money and they need to be compensated for their work. Unfortunately, if they do not follow the rules and regulations of the department of insurance, they can get into trouble. If an agent has a lot of complaints against them, it can impact their ability to provide quality service to their clients. If you do not like the person that works in the insurance office, chances are good that you will not have a lot of nice things to say about them when talking to the complainants later.
Finding cheap rates insurance and full coverage car insurance is important for anyone that drives a vehicle. If you drive a vehicle that is worth a lot of money, you may want to consider purchasing comprehensive and collision insurance so that you are protected from any losses that may occur from an accident. If you have a clean driving record, a good credit rating, and you are a safe driver, finding low cost and low level full coverage auto insurance should not be a problem.