What is Pronto Insurance? What does it do? What is its background? Where did it come from? These are just some of the many questions that are raised by people regarding their awareness of this company and its products.
It is no secret that Pronto Insurance enjoys a booming popularity in the Lone Star State. It is not surprising, considering the fact that it offers some of the best and most affordable auto insurance products in the industry. Pronto Insurance is actually an insurance company and financial service firm based in south Texas. The company was started back in 1969 by Richard J. Pronto, who started out with his passion for cars. At the time, he was spending all his money to acquire new cars to sell. And now, even after so many years, he still has enough money to invest into his company - thus, he provides auto insurance products to people living in the Lone Star State.
In North America, there are three types of auto insurance policies you can get from the best firms -the comprehensive package, the collision and the complete insurance package. When purchasing your policy, you may consider getting one of these three essential packages. It will help you save more on monthly premiums, especially if you have a good driving record and an adequate level of car insurance coverage. You can choose from the basic package, which covers bodily injury and property damage; the comprehensive package, which offers medical expenses coverage; or the collision and the complete package, which offers total coverage on car theft, personal injury, car accidents, and the driver's license suspension in case of a traffic violation.
Other important elements of a comprehensive auto insurance policy include the emergency road assistance and the roadside assistance coverage. The emergency road assistance helps you if you are stranded in the middle of nowhere because of an inattentive motorist. The roadside assistance coverage will pay for the cost of getting to a hospital, a locksmith, or the person to take you home. It is advisable to get this type of coverage as standard in your pronto insurance policies.
There are other optional components that you can get added in a package. For instance, you can opt to add the personal injury protection, which will protect you from paying medical fees and legal costs if you get injured in an accident caused by the negligence of the other party. The third party liability coverage is another option you can add to your policy, especially if you own a business. This type of coverage will cover the expenses and losses suffered by someone else who was injured in an accident with you. This is a very important coverage to have, as it will ensure that your property and your health are fully protected in the event of an accident caused by another party.
The comprehensive package is your complete protection against various types of accidents. In addition to having the basic coverage that comes with the standard package, the comprehensive package offers extras that will be very useful. The most common extras included in the comprehensive package are collision protection, medical payments coverage, and roadside assistance. Most people get roadside assistance for free when they purchase a policy from Pronto.
The other type of additional coverage included in the comprehensive package are the collision protection and the liability coverage. Collision protection is meant to cover the repair costs of your vehicle in case it is damaged due to collisions with other vehicles. Liability coverage is necessary to ensure that you are not held liable for damages to others' property and injuries that may occur due to your vehicle. Having these two essential packages in your auto insurance policy will give you peace of mind and more financial resources should you get into an accident.
The other optional component you can get in your Pronto insurance policies is the home insurance. The home insurance protects you against the financial loss incurred by your house due to natural calamities like earthquakes and fires. It also covers for your possessions in case they are damaged and lost. Having a home insurance policy will make it easier for you to replace the items lost in the event of fire or other natural disasters.